Buy Bitcoins without Bank Account

Access the world’s most popular cryptocurrencies and buy
them with your debit or credit card easily with a single touch.

First transaction without fees!

Buy Cryptocurrency
Sell Cryptocurrency

*This is an indicative price, with the fee included.

Benefits of the Platform

Among the many brokerage platforms on the market, J2TX stands out because of several important advantages. Firstly, we charge an extremely low commission of only 0.95% of the transaction amount. Moreover, when you buy BTC without a bank account (or wallet) through the platform for the first time, you will not pay any commission and it is part of our welcome offer for all our first-time buyers. Secondly, we have simplified the verification process (needed to make purchase of Bitcoin) and require a minimum set of personal details from users for checking. Last but not least, all transactions are completed, with an average of 1-5 minutes per confirmation.

Buy bitcoins from a reputable source
Buy with debit and credit cards
Buy with debit and credit cards
Use a debit or credit card in any currency. All transactions are protected with the 3D Secure technology, so you can rest easy.
Use cryptocurrency right away
Use cryptocurrency right away
The coins are credited to your account immediately after the purchase. Leverage the exchange and take advantage of the zero withdrawal fee.
Simple verification
Simple verification
One document is all you need and you’re ready to buy. No more unnecessary hurdles that get in between you and your cryptocurrency.
Transparency in fees
Transparency in fees
No hidden fees tacked on the end of each transaction, what you see is what you get. We charge a one-time fee of 0,95% that’s it.
Everything in one secure place
Everything in one secure place
There’s no need for you to transfer your money to another wallet. With Cryptopay, you can buy, exchange, send, and store your money, all in one place.
Assistance at every step
Assistance at every step
Our team of qualified specialists is ready to help you every step of the way. If you run into any problems or just have some questions - you always receive a prompt response.

How can we help you get started?

The main advantage of cryptocurrency as a digital asset and a new form of money is that it is available to anyone without the need for identification documents. In addition, you do not need to open a bank account to buy some tokens. On the J2TX website, you will be able to exchange your fiat money (cash) for digital coins (BTC) by paying with your card, no bank account is required. Almost every modern person has a Visa or MasterCard (debit or credit) and they are easy to connect and verify. By choosing J2TX, you can easily and quickly buy BTC without a bank account (or wallet), as the platform accepts plastic cards.

If you are new and need someone to explain how it all works

How does the withdrawal of crypto investments to a new level

What can a crypto exchange offer for new and regular customers

Looking for ways to make crypto money and investments

Our Services

The global financial system includes many banks with a huge number of users having a bank account. However, statistics show that one in ten people are unbanked or underbanked for one reason or another. You do not need a bank account to use J2TX to buy Bitcoin. However, the platform does accept bank cards as a payment method. If you have a debit or credit card from any bank, you will be able to buy (or if you are going to sell with low fees) BTC without a bank account (or wallet), i.e. without using the outdated Bank Transfer method. By deciding to use the J2TX platform, you will have access to the following:

The platform offers many tools for trading and other crypto transactions. In addition, there is a blog with lots of useful information about the cryptocurrency world from which you can make informed investment decisions. If you have any questions about how the platform works, you can contact support. J2TX support specialists are available 24 hours a day.

Our payment methods Buy Bitcoin without Bank Account

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Why You Should Try J2TX

While J2TX does not accept users without IDs or bank accounts, you can buy Bitcoin (BTC) without Bank Account or Ethereum (ETH) with a bank card, perhaps the most common payment vehicle. You don't need to provide a lot of personal information to pass KYC identity verification. Also, we do not store any user data and do not share it with any third parties. All crypto transactions are processed quickly and with a negligible 0.95% commission, well below the industry average. In addition, J2TX is a fully legal brokerage platform (exchange) licensed by the Cyprus Securities and Exchange Commission.

The World’s Fastest Growing Crypto App
  • Join millions of users buying and selling 150+ cryptocurrencies

  • Spend with the Visa Card and get up to 8% back

  • Grow your portfolio by receiving rewards up to 14.5% on your crypto assets

Although you can buy BTC without a bank account (or wallet) at J2TX, this means you can exchange fiat money for digital assets (Bitcoin or Ethereum) without using the Bank Transfer method. We accept Visa or MasterCard as a payment option. In addition, the brokerage company verifies each user's identity to ensure the security of online financial transactions. Before you buy BTC without Bank Account for US Dollar at J2TX, take a selfie where your face is clearly visible. Also, take a picture or make scanned copies of your documents such as passport, ID, residency permit or driving license (in order to exchange Bitcoin coins). Here are the basic steps you need to follow to buy BTCs without a bank account:

Once all checks are completed, if successful, you will be able to confirm the transaction and receive BTC into your account. We recommend transferring tokens to a cold or hot crypto wallet. There are many online crypto wallet services providing secure storage of your crypto savings.


  • What is crypto (Bitcoin)?

    In simple terms, it is virtual money that functions only on a global network. Behind cryptocurrencies is blockchain, a revolutionary distributed ledger technology with immutable records (the data cannot be changed in any way). The history of cryptocurrencies dates back to 2009 when Satoshi Nakamoto introduced Bitcoin. A pioneer of the crypto world, it remains in high demand and is number one in terms of value and market cap. Many companies already support Bitcoin. Moreover, you can easily find an exchange where virtual assets can be traded (crypto exchange).

  • What makes BTC so special?

    Speaking of assets (virtual currencies) in general, there are lots of advantages of virtual assets. First, they provide anonymity (you don't have to disclose your identity and bank account information or electronic wallet data to buy goods and services). Secondly, decentralization is due to the absence of a central body responsible for monitoring and managing the financial system. Third, the high speed of transactions and their relative cheapness due to the absence of intermediaries. As for Bitcoin, its strong market position and high value are its key features today (a good asset to sell for fiat).

  • Can I buy Bitcoin with my bank card?

    If you have a bank card (debit o credit), you can easily buy (transfer) virtual assets in an efficient and secure way. You have at least three options for choosing where to buy (Bitcoin purchase). First, there are decentralized exchanges that ensure your anonymity. Secondly, there are P2P (peer to peer) platforms that rank sellers so you can choose the best one. Thirdly they are centralized platforms that provide maximum security for your financial operations (buy currency for trading). By far one of the best options is the J2TX brokerage platform (exchange), and here's why: low fees, high limits, instant financial operations, lots of useful services and information within a coherent ecosystem, and good trading opportunities. So, you can use your credit card to buy bitcoins (Bitcoin purchase). The platform also offers the opportunity to invest in its native token (not the same as Bitcoin).

  • Is Bitcoin worth buying today?

    The answer to that question largely depends on your risk tolerance. Bitcoin is a highly volatile digital asset with a price that can go sharply up and down. In 2021, Bitcoin peaked at around $70,000. At the time of writing, the price of Bitcoin (cryptocurrency) has fallen dramatically to just above USD 30,000 (buy crypto), but there are all the prerequisites for further growth. What's good about digital assets (Bitcoin) is that they offer a wide range of opportunities to open both long and short positions (and trading opportunities at exchanges). That means you can earn by both increasing and decreasing the price of the coin (i.e. shorts are also possible for Bitcoin). We recommend investing in assets like Bitcoin (opt for a secure wallet) as much as you can afford without much risk to your budget.

  • When is the best time to buy Bitcoins?

    The very simple answer is when you want to buy it (use a debit card). As with some other assets, apply an average-dollar-cost strategy to protect yourself against roller-coaster price movements. There is no guarantee that the price of a coin will be favourable to you tomorrow or next week. And that turns your Bitcoin investment into a form of gambling. Many people make good money on the fortunes of getting cryptocurrencies (use credit card for purchasing), but that is largely due to luck.

  • Can I buy a piece of Bitcoin instead of the whole unit?

    Yes, and that is what makes it something like digital gold. With a small budget, you can buy even just a thousandth part of Bitcoin and keep it waiting for the price to skyrocket. However, the current value of Bitcoin is such that you need to buy quite a bit more crypto to earn something substantial. Had you believed in the coin in 2017 or earlier, you would have multiplied your investment many times over. Luckily, today's cryptocurrency world is 18,000+ all sorts of coins, and you can buy (transfer) almost anyone. There is also Ethereum (ETH), a promising token (number two after digital gold) and platform that will soon move to a new consensus version.

  • How is a Bitcoin broker different from an exchange?

    If you are new to the crypto world, probably your best bet to buy bitcoins is to use a brokerage platform (exchange). Unlike regular exchanges, a broker is a middle ground between the buyer (you) and the virtual currency market. Firstly, it is the easiest and safest way to buy. Brokerage platforms (buy Bitcoin) are regulated by licensing authorities, which adds an extra layer of security (use your debit card without worrying about any security issues). Secondly, the brokerage company offers a secure storage option for virtual assets. This means that you do not need to create and link a hot or cold wallet for your crypto savings (buy Bitcoin).

  • How does the price of a token change?

    As mentioned above, Bitcoin is a highly volatile digital asset (a frightening thing for users). This means that its price can fluctuate significantly over time. Just imagine that in 2010, one crypto-enthusiast spent 50 bitcoins to buy a pizza. Given the current exchange rate (buy Bitcoin), that pizza would be worth about $1.5 million today. It's impossible to predict exactly where the coin's price will move in the near future (Bitcoin coins will rise in price). Much depends on investor behaviour and recent news (buy currency for trading). In fact, the value of the coin is determined by the market (users), making it similar to oil, gas or precious metals. Given that BTC (Bitcoin) supply is declining and demand is growing, the token's price will increase in the long term.

  • What are the key disadvantages of Bitcoins?

    Like anything in this world, Bitcoin is not perfect. It has 3 important drawbacks to be aware of. First, there is volatility of Bitcoin. While some major companies already accept Bitcoin, the number is still small. Therefore, even relatively small trades and some events can affect the value of the asset dramatically. Secondly, the level of acceptance, which remains quite low. While cryptocurrencies are on the radar, not everyone understands the concept behind them. The number of people (users) who believe in virtual assets is still not enough to have a full effect. Third, the network in which the coins circulate is still in the testing phase (but you can buy tokens). Positioned as the most secure and reliable means of payment, Bitcoin is still not.

  • Can I buy Bitcoin without an ID?

    There are exchanges that allow you to trade anonymously. However, this means that you need to deposit using virtual coins (e.g. ETH). Otherwise, you will need to go through KYC procedures which include identity verification (in order to buy Bitcoin). Since you will still have to reveal your identity and payment details, the best way to buy bitcoins is from a brokerage platform (exchange). By choosing J2TX, you will save time and cash because it offers fast and cheap transactions (buy Bitcoin with low fees).

Why to Buy Bitcoin without Bank Account?

If you prefer to buy Bitcoin without a bank account, you are covered by J2TX. The main reason many people want to buy crypto without a bank account is that they are denied access to traditional financial instruments such as loans or deposits. About 1 billion people around the world do not have ID documents, and cryptocurrencies give them the ability to pay for goods and services and store their wealth. In the case of J2TX, buying Bitcoin without a bank account means you don't need to disclose your bank account information to buy tokens. You just need to connect a payment tool (to buy currency for trading) like Visa or MasterCard and validate it. Verification of your debit or credit card will only take a few minutes. By purchasing digital assets, you can reap the following benefits from owning them:

  • Sending and receiving payments outside the traditional banking system where intermediaries receive a portion of your hard-earned money as commission.
  • Being in a secure environment, protected by a strong cryptographic method.
  • Diversification of your investment portfolio.
  • The ability to receive passive income from the constantly increasing price of the digital asset.

J2TX allows you to join the cryptocurrency market today in an easy and secure way. With its user-friendly interface and many helpful tools, the platform is well suited to both casual buyers and experienced traders or investors. For more information, contact a platform support agent now.

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